Our innovative approach to Life & Health business model is grounded in market insights, sound actuarial and underwriting principles, and a commitment to positively impact our clients’ businesses. We provide dedicated ongoing support for new product development, risk management, and capital optimization.
We offer training programs to our clients which are designed to enhance our clients’ capabilities in underwriting, pricing, product development, distribution alignment, risk management, and balance sheet support.
All reinsurance opportunities are analyzed and assessed through various metrics, including:
We begin by listening to the needs of potential clients to better understand their business to ensure their requests are aligned with their overall strategy.
Next, we analyse the economics and risk appetite of each request to identify a mutually beneficial approach. This way, we create tailored solutions and foster long-term partnerships with companies.
Our marketers, actuaries, and underwriters are leaders in the region, each with distinguished track record in their fields. They possess extensive market knowledge and a deep understanding of the solutions we provide.
Consistency is key, and our underwriting processes deliver reliable and robust capacities to our clients and partners.
We’re prudent in our approach to risk assessment and pricing. By emphasizing the importance of conducting appropriate modelling for the region, we can deliver results that provide an independent perspective on risk assessment for design and pricing.
Our advisory process ensures that results are compared with suitable and personalized targets and tolerances, so reinsurance truly matches client needs.
In today’s turbulent and uncertain world, we have a deep interest and dedication to understanding mortality risk. By covering key global markets and actively identifying and filling market gaps, we’re open to possibilities.
Every day, we leverage leading medical technology to develop innovative health products for the future. Our in-house experts work with service providers and doctors to develop real solutions for people.
We take an innovative approach to our critical illness products, recognizing the complexities of these policies and the need for unique solutions. As market leaders in juvenile CI businesses, we develop products that integrate the latest in scientific and medical healthcare data.