We actively listen and understand our clients' needs, championing their interests to create innovative and customized solutions

Our innovative approach to Life & Health business model is grounded in market insights, sound actuarial and underwriting principles, and a commitment to positively impact our clients’ businesses. We provide dedicated ongoing support for new product development, risk management, and capital optimization. 

We offer training programs to our clients which are designed to enhance our clients’ capabilities in underwriting, pricing, product development, distribution alignment, risk management, and balance sheet support.

How We Work How We Work
How We Work
Taking a holistic approach to reinsurance

All reinsurance opportunities are analyzed and assessed through various metrics, including: 


Client-driven Reinsurance Structure

We begin by listening to the needs of potential clients to better understand their business to ensure their requests are aligned with their overall strategy. 

Next, we analyse the economics and risk appetite of each request to identify a mutually beneficial approach. This way, we create tailored solutions and foster long-term partnerships with companies. 

Product Understanding

Our marketers, actuaries, and underwriters are leaders in the region, each with distinguished track record in their fields. They possess extensive market knowledge and a deep understanding of the solutions we provide.

Consistency is key, and our underwriting processes deliver reliable and robust capacities to our clients and partners.

Risk Quantification

We’re prudent in our approach to risk assessment and pricing. By emphasizing the importance of conducting appropriate modelling for the region, we can deliver results that provide an independent perspective on risk assessment for design and pricing. 

Our advisory process ensures that results are compared with suitable and personalized targets and tolerances, so reinsurance truly matches client needs. 

Product Offerings
Our agility, dedication, and expertise shape how we develop new products
Life Life
Life

In today’s turbulent and uncertain world, we have a deep interest and dedication to understanding mortality risk. By covering key global markets and actively identifying and filling market gaps, we’re open to possibilities. 

Health Health
Health

Every day, we leverage leading medical technology to develop innovative health products for the future. Our in-house experts work with service providers and doctors to develop real solutions for people.

Living Benefits Living Benefits
Living Benefits

We take an innovative approach to our critical illness products, recognizing the complexities of these policies and the need for unique solutions. As market leaders in juvenile CI businesses, we develop products that integrate the latest in scientific and medical healthcare data. 

Structured Solutions Structured Solutions
Structured Solutions

Our Structured Solutions team provide carefully tailored structured solutions designed to drive efficient capital and risk protection, helping our clients meet strategic objectives on capital and risk management, financial management and liquidity management in efficient ways.

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