Cookies 政策

1. INTRODUCTION

Peak Reinsurance Company Limited operates the website www.peak-re.com (“Website”) and uses other applications and application programming interface (APIs) (“Third Party Services”)

The Website and Third Party Services use cookies and other tools to help distinguish you from other users of the website. This helps Peak Reinsurance Company Limited (“we”, “our” or “us”) to provide you with a good experience when you browse our website and also allows us to understand how the website is being used and improve our website.

A cookie is a small file of letters and numbers which are downloaded and may be stored on any of your internet enabled devices. Cookies contain information that is transferred to your device.

You can set your browser in order to be notified when you receive a cookie, offering the opportunity to decide whether you will accept it or not. The Website and Third Party Services use various types of forms for site visitors to request information and services, forward links to social media sites, and/or send e-mail messages of preferred pages.

2. COOKIES THAT WE USE AND INFORMATION WE COLLECT

The cookies we use may include but not limited to the following:

Strictly necessary cookies, which are required for the operation of our website.
Analytical or performance cookies, which allow us to recognise and count the number of users and to see how users move around our website when they are using it. This helps us to improve the way our website works.
Functionality cookies, which are used to recognise you when you return to our website. This enables us to remember your preferences (for example, your choice of language or region). The cookies we use may include but not limited to cookies used by MailChimp, Baidu Analytics and Google Analytics with the following details for your reference:

Name	Duration	Purpose
HMACCOUNT	Session	This cookie is used by Baidu Analytics to track visitor IDs. It helps in identifying users and collecting data about their behavior on the site. This specific instance is a session cookie, meaning it will expire once the browser is closed.
HMACCOUNT_BFESS	1 Year	Similar to HMACCOUNT, this cookie also used by Baidu Analytics to tracks visitor IDs. It serves the same purpose of identifying users and gathering analytics data. It persists until the specified date.
Hm_lpvt_$identifier	Session	This session cookie records the current visit time of the user and is used by Baidu Analytics to understand user sessions and interactions during a single visit.
Hm_lvt_$identifier	1 Year	This cookie tracks the historical visit times of a user, allowing for Baidu Analytics to analyse how often users return to the website and their engagement over time.
_ga	1 Year	This cookie is associated with Google Analytics and distinguishes users by assigning a randomly generated number as a client identifier. It helps track user interactions and behavior across sessions.
_ga_$identifier	1 Year	This is a variation of the _ga cookie, used to track specific user interactions and sessions in Google Analytics.
performance-cookies	6 Months	This cookie indicates whether performance-related cookies are accepted, allowing the website to collect data on how visitors interact with it to improve user experience.

Name	Duration	Purpose
HMACCOUNT	Session	This cookie is used by Baidu Analytics to track visitor IDs. It helps in identifying users and collecting data about their behavior on the site. This specific instance is a session cookie, meaning it will expire once the browser is closed.
HMACCOUNT_BFESS	1 Year	Similar to HMACCOUNT, this cookie also used by Baidu Analytics to tracks visitor IDs. It serves the same purpose of identifying users and gathering analytics data. It persists until the specified date.
Hm_lpvt_$identifier	Session	This session cookie records the current visit time of the user and is used by Baidu Analytics to understand user sessions and interactions during a single visit.
Hm_lvt_$identifier	1 Year	This cookie tracks the historical visit times of a user, allowing for Baidu Analytics to analyse how often users return to the website and their engagement over time.
_ga	1 Year	This cookie is associated with Google Analytics and distinguishes users by assigning a randomly generated number as a client identifier. It helps track user interactions and behavior across sessions.
_ga_$identifier	1 Year	This is a variation of the _ga cookie, used to track specific user interactions and sessions in Google Analytics.
performance-cookies	6 Months	This cookie indicates whether performance-related cookies are accepted, allowing the website to collect data on how visitors interact with it to improve user experience.

The data we collect using cookies allows us to better understand how individuals use our websites. For example, we may collect metadata about you, including technical data about your use of our website, products and services, in order to maintain and improve our website and the user experience. We may also collect device data about you, such as device ID or IP address.

3. DISABLING COOKIES

You may choose to accept or reject cookies on our website. You can also block cookies by changing the settings on your browser that allows you to block the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our website.